About the Savings Plan

Participating in the Savings Plan

Savings Plan Account

Your Contributions and the Company Match

Investment Options

Investment Considerations

Implementing Investment Decisions

Changing How Your Money Is Invested

Accessing Your Money

Loans

Withdrawals

Distributions

Tax Considerations

Administrative and ERISA Information

Securities and Exchange Commission (SEC) Information

Key Terms

Savings Plan Account Features

Information for Participants Who Worked for Mobil Corporation

Information for Participants Who Worked for Paxon or AES

Information for Participants Who Worked for XTO

 

green square Savings Plan Account

Q. What makes up my Savings Plan Account?

A. You can have up to seven accounts in the Savings Plan. These are referred to collectively as your Savings Plan Account. Your Savings Plan Account is made up of your four non-Roth accounts and your three Roth accounts.

The general contents of the non-Roth accounts in the Savings Plan are as follows:

  • The Before-Tax Account contains employee before-tax contributions (including non-Roth catch-up contributions) and any earnings on those contributions.
  • The After-Tax Account contains 1987-and-later employee after-tax contributions and any earnings on those contributions.
  • The General Account contains the company match, any pre-2007 company match that was not directed to the Stock Match Account, rollover contributions from non-Roth accounts in other eligible plans, and any earnings on the match and/or contributions.
  • The Stock Match Account contains the company match provided in the form of ExxonMobil stock and any earnings on that stock. There are no new contributions to the Stock Match Account after December 31, 2006.

The general contents of the Roth accounts in the Savings Plan are as follows:

  • The Roth 401(k) Account contains employee Roth 401(k) contributions (including Roth catch-up contributions) and any earnings on those contributions.
  • The Roth Rollover Account  contains rollover contributions from Roth accounts in other eligible plans (such as from former employers) and any earnings on those contributions.
  • The Roth Conversion Account contains assets you elect to convert from existing non-Roth accounts in the Savings Plan and any earnings on the converted amounts.

These accounts also contain funds from the former Exxon, Mobil, Paxon, AES, and XTO savings plans.

The chart below illustrates each account and its entire contents.

Account Contents
Before-Tax Account
  • Employee before-tax contributions, including non-Roth catch-up contributions
  • Additional funds
    • Mobil company contributions equal to 1% of eligible compensation for certain employees participating on 12/31/68
    • Mobil company contributions up to 2% of base pay for certain participants made between 2/1/90 and 12/31/98
  • Earnings
After-Tax Account
  • Post-1986 employee after-tax contributions, including special contributions
  • Additional funds
    • After-tax employee contributions from Mobil ESOP terminated in 1988
  • Earnings
General Account
  • Company match
  • Rollover contributions from non-Roth accounts in other eligible plans
  • Additional funds
    • Pre-1987 after-tax contributions
    • Pre-2/1/90 Mobil company contributions
  • Earnings
Stock Match Account
  • Company match provided in the form of stock prior to December 31, 2006
  • Additional funds
    • Stock from the former ExxonMobil Direct Dividend Account (DDA)
    • Post-1/31/90 Mobil company ESOP contributions
  • Earnings
Roth 401(k) Account
  • Employee Roth 401(k) contributions, including Roth catch-up contributions
  • Earnings
Roth Rollover Account
  • Rollover contributions from Roth accounts in other eligible plans
  • Earnings
Roth Conversion Account
  • Assets you elect to convert from existing Savings Plan non-Roth accounts
  • Earnings

The Savings Plan Web site at https://xomsavings.ingplans.com and the Savings Telephone Service (STS) at 877-966-4015 are available for account information and transactions.